jmafinancing-J. Mattier & Associates

DEBT SOLUTIONS CORPORATE FINANCE

An overview of the services you offer and how they will benefit the visitor.

DEBT SOLUTIONS CORPORATE FINANCE

Our Resource Partners are fully licensed commercial lenders, and our team, with over 100 years of collective underwriting and lending experience, has funded and advised on several billion dollars in loans. Our debt financing amounts for lower middle market companies range from $1,000,000 to over $250,000,000. US Capital Global makes both direct investments and co-investment from a family of private funds under our direct management.

GROWTH CAPITAL AND ASSET-BASED LENDING

The team has the experience and resources to leverage business assets and cash flow to secure maximum funding amounts for working capital and growth capital. We can provide financing for almost any company with assets—including inventory, accounts receivable, purchase orders, machinery and equipment, commercial real estate, and intellectual property.

CUSTOM CORPORATE FINANCE SOLUTIONS

Companies with above-average or exceptional positive cash flows can expect low commercial rates with affordable and flexible loan structures. We provide maximum availability with covenant-light structures and rapid funding.

Companies with average or below average cash flows or credit-worthiness can expect asset based loans with a focus on collateral, rather than creditworthiness, and therefore an attractive alternative to traditional bank financing. You can expect competitive pricing, expedited funding, and fewer financial covenants than bank loans. Often, The team is able to increase availability through the discovery of credit enhancers and ways to mitigate credit risks, ensuring you get optimal and custom financing for your business

We favor a unitranche type structure with co-investment from our funds to maximize funding amounts and minimize cost. We often combine senior and subordinated debt into one loan for cost savings, convenience of underwriting, and speed to close.

  • Asset-Based Revolving Lines of Credit 
  • Accounts Receivable 
  • Inventory (Wholesale and Retail) 
  • Purchase Orders 
  • Asset-Based Term Loans 
  • Machinery and Equipment 
  • Intellectual Property 
  • Commercial Real Estate 
  • Subordinated Debt/Cash-Flow Term Loans 
  • Cash Flow 
  • Criticized Assets 
  • Debt Private Placements 
  • Debentures/Deb

 

Clients are frequently locked into an inappropriate financial structure. Our resource partners can efficiently examine every aspect of a business and offer management a choice of the best available pathways to optimal financing. Having both principal capital and detailed, specialized knowledge of the marketplace allows the team to create financing solutions tailored to the specific needs of its clients.

  • Growth/Hyper-Growth Capital 
  • Working Capital • Refinancing 
  • Dividend Recapitalization 
  • M&A • Bridge Loans 3 
  • Distressed/Turnaround

  • Senior Loan Size: $1,000,000 to $250,000,000 
  • Subordinate/Junior Loan Size: $1,000,000 to $50,000,000 
  • Company EBITDA: $500,000 Minimum for Subordinate/ Junior Loans 
  • Company Type: Private Companies or Publicly Traded 
  • Location: US and Worldwide